How WealthCEO compares with what you use today
Most families with real wealth run it on spreadsheets, a budgeting app, or software built for family offices. Each is good at something. Here’s where each one stops, and when you should stay with it.
WealthCEO vs spreadsheets and accounting softwareStay with a spreadsheet if you have one or two entities, enjoy maintaining the model, and nobody else needs to rely on it.Read the comparisonWealthCEO vs budgeting appsStay with a budgeting app if your wealth is mostly accounts in your own names and your goal is spending control.Read the comparisonWealthCEO vs family office softwareChoose family office software if you have a staffed office, dozens of entities with complex partnership accounting, and need custodian feeds from day one.Read the comparison
What changes when it’s all in one place
| Capability | WealthCEO | Spreadsheets | Budgeting apps | Separate advisers |
|---|---|---|---|---|
| Every entity, consolidatedTrusts, LLCs, partnerships at their percentage | Yes | By hand | No | Each sees a part |
| Books that close and tieDouble-entry, per entity | Yes | No | No | In the bookkeeper’s file |
| Every number traced to its source | Yes | By hand | No | No |
| Coverage and an FI DateHow far passive income covers lifestyle | Yes | If you build it | No | Partly |
| Tax and K-1s across entities | Yes | By hand | No | In the CPA’s portal |
| Trust funding and estate exposure | Yes | No | No | In the attorney’s binder |
| Lender packages from your registers | Yes | Rebuilt each time | No | No |
| Your CPA, bookkeeper and heirs, each scoped | Yes | Share the whole file | Partly | No |
WealthCEO
- Every entity, consolidated
- Yes
- Books that close and tie
- Yes
- Every number traced to its source
- Yes
- Coverage and an FI Date
- Yes
- Tax and K-1s across entities
- Yes
- Trust funding and estate exposure
- Yes
- Lender packages from your registers
- Yes
- Your CPA, bookkeeper and heirs, each scoped
- Yes
Spreadsheets
- Every entity, consolidated
- By hand
- Books that close and tie
- No
- Every number traced to its source
- By hand
- Coverage and an FI Date
- If you build it
- Tax and K-1s across entities
- By hand
- Trust funding and estate exposure
- No
- Lender packages from your registers
- Rebuilt each time
- Your CPA, bookkeeper and heirs, each scoped
- Share the whole file
Budgeting apps
- Every entity, consolidated
- No
- Books that close and tie
- No
- Every number traced to its source
- No
- Coverage and an FI Date
- No
- Tax and K-1s across entities
- No
- Trust funding and estate exposure
- No
- Lender packages from your registers
- No
- Your CPA, bookkeeper and heirs, each scoped
- Partly
Separate advisers
- Every entity, consolidated
- Each sees a part
- Books that close and tie
- In the bookkeeper’s file
- Every number traced to its source
- No
- Coverage and an FI Date
- Partly
- Tax and K-1s across entities
- In the CPA’s portal
- Trust funding and estate exposure
- In the attorney’s binder
- Lender packages from your registers
- No
- Your CPA, bookkeeper and heirs, each scoped
- No
See it on your own structure
WealthCEO is opening to a small number of households at a time. Tell us about yours.