Net worth across entities
When wealth sits in trusts, LLCs and partnerships, net worth is a chain of percentages. List each entity, who owns it and how much, and see what’s yours.
- Runs in your browser; nothing is stored
- Educational, not advice
Net worth at your share
Sample household- Net worth at your share
- $6.9M
- after every percentage
- In your estate
- $5.7M
- personal, revocable and below
- Outside your estate
- $1.3M
- irrevocable trusts and below
- Entities
- 6
- 3 levels of ownership
Your share comes to $6,900,000. $1,250,000 of it sits in irrevocable trusts, usually outside your taxable estate.
- PersonalPersonal · 100% owned$850.0K
- Family revocable trustRevocable trust · 100% owned$2.4M
- Holding LLCLLC · 100% owned$1.5M
- Duplex joint venturePartnership or joint venture · 50% owned$210.0K
- Operating companyS corporation · 60% owned$690.0K
- Life insurance trustIrrevocable trust · 100% ownedOutside your estate$1.3M
Show the math
- Equity of each entityAssets − liabilities, at 100%
- Your share of each entityIts percentage × every owner’s percentage above it
- Net worth at your shareSum of equity × your share$6,900,000
- Outside your estateEntities in or under an irrevocable trust$1,250,000
| Entity | Equity | Your share | At your share |
|---|---|---|---|
| Personal | $850,000 | 100% | $850,000 |
| Family revocable trust | $2,400,000 | 100% | $2,400,000 |
| Holding LLC | $1,500,000 | 100% | $1,500,000 |
| Duplex joint venture | $420,000 | 50% | $210,000 |
| Operating company | $1,150,000 | 60% | $690,000 |
| Life insurance trust | $1,250,000 | 100% | $1,250,000 |
- List each entity’s own assets only; a stake in another listed entity would count twice.
- Book or estimated values as you enter them; no valuation discounts are applied.
- Educational, not advice. Your attorney can confirm which trusts sit outside your estate.
How this calculator works
Each entity’s equity is its assets minus its liabilities. Your share of an entity is its owner’s percentage, times that owner’s percentage, and so on up to your household. A 50% joint venture owned by an 80% LLC is 40% yours.
List each entity’s own assets only. Don’t also count a stake in another entity you’ve listed, or it’s counted twice.
Irrevocable trusts (and anything they own) are totalled separately, because they’re usually outside your taxable estate. They’re still shown, never silently dropped.
Questions
Why are irrevocable trusts shown separately?
Assets in a properly structured irrevocable trust usually aren’t part of your estate for estate tax, though your family still benefits from them. Showing both totals keeps the picture honest. Your attorney can confirm how your trusts are treated.
What should I enter for a property held in a joint venture?
Add the joint venture as an entity owned by whichever of your entities holds the stake, at your percentage. Enter the property’s value and its loan at 100%; the percentage does the rest.
Is anything I type saved?
No. The calculator runs in your browser and forgets everything when you leave the page.
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Educational, not advice. These tools use simplified models; take decisions to your CPA, attorney or adviser.